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Resources

Straight answers about business debt

No lead-generation fluff. These are the explanations we give clients on the first call, written down.

Guides

Featured guide

Negotiation6 min read·June 18, 2026

How creditors actually price a settlement

A creditor's willingness to reduce a balance is a recovery calculation, not a favor. Understanding the inputs to that calculation is what makes a proposal credible.

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Strategy7 min read

Order of attack: sequencing a stacked debt position

When several obligations are competing for the same deposits, the sequence you negotiate in matters as much as the terms you negotiate.

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Documentation5 min read

Reading a settlement agreement before you sign it

The payment number is the part everybody reads. The release language, default provisions, and reporting terms are the parts that determine whether the settlement holds.

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Assessment4 min read

Six early signs a debt position is about to become unmanageable

Most owners can identify the moment in hindsight. These are the indicators that show up before the shortfall does.

Read more: Six early signs a debt position is about to become unmanageable
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