Terms of Use

This website is operated by Berkshire Financial Services LLC ("Berkshire", "we", "us", or "our"). By accessing or using this site, you agree to these Terms of Use and to our Privacy Policy, which is incorporated into these terms. If you do not agree, please do not use this site.

We may update these terms from time to time. The updated effective date appears at the top of this page, and continued use of the site after a change means you accept the revised terms.

Berkshire provides restructuring and negotiation services for commercial debt only — for example merchant cash advances, business loans, and vendor balances — for businesses that generally carry $20,000 or more in commercial obligations. We do not handle personal or consumer debt.

Not every business or obligation will qualify. A free assessment tells you whether your situation is one we can work with; it does not create an obligation for you to enroll, and it is not an offer of credit.

Berkshire is not a lender and not a law firm. We do not make loans, we do not assume or pay your debts, we do not act as your attorney, and we do not provide legal or tax advice to you. We do not offer debt consolidation services.

Information on this site is general in nature. It is not a substitute for advice from a qualified attorney or tax professional about your specific circumstances, and nothing on this site creates an attorney-client relationship.

There are no upfront fees. Our fees are disclosed in writing before enrollment and are included in your restructured payment. You are not enrolled in any program until you sign an agreement with us, and no page, form, or message on this site enrolls you or commits you to anything.

Restructuring and negotiation outcomes depend on your creditors, your obligations, and your financial situation. Estimates we provide are based on historical outcomes, and individual results will vary. We cannot guarantee a specific reduction amount or percentage, that you will become debt-free, or that any creditor will agree to a settlement.

Restructuring or settling business debt can have tax, credit, and legal consequences. Forgiven debt may be treated as taxable income, and creditors may continue collection activity or legal action while negotiations are under way. Where this site shows testimonials or representative engagements, they reflect specific situations and are not a promise of similar results.

When you contact us or complete an assessment, you agree to provide accurate, complete, and current information about your business and its obligations, and to tell us promptly when that information changes. You confirm that you are authorized to act for the business you represent and that the information you submit is yours to share.

You remain responsible for your obligations to your creditors until those obligations are resolved. We are not responsible for outcomes that follow from information you gave us that turns out to be inaccurate or incomplete.

We give you a limited, revocable permission to use this site for lawful purposes — principally to learn about our services and to contact us. The site, including its text, design, logos, and layout, belongs to Berkshire or its licensors. You may not copy, republish, or redistribute it commercially without our written permission.

You agree not to: use automated tools to scrape or harvest content or contact details; interfere with, disable, or probe the site or its forms; submit false, misleading, or another person's information; impersonate any person or entity; or use the site for any unlawful purpose. We may suspend or revoke access to the site at any time.

When you call, submit a form, or request an assessment, you ask us to contact you about your inquiry. We may reach you by phone, email, or text at the details you provide, including by automated or prerecorded means. Message and data rates may apply. All incoming and outgoing calls may be recorded for quality, training, and monitoring purposes. You may ask us to stop contacting you at any time by emailing info@berkshirefs.com.

This site uses cookies, pixels, and similar technologies from advertising and analytics providers to measure campaigns and improve the site. Our Privacy Policy describes what is collected and the choices you have.

This site may name or link to other companies, including funders and creditors, for information. Those references do not mean we are affiliated with them, that they endorse us, or that we act on their behalf. We are not responsible for the content or practices of third-party sites.

This site is provided "as is" and "as available" without warranties of any kind, whether express or implied, including warranties of accuracy, completeness, availability, fitness for a particular purpose, and non-infringement. We do not warrant that the site will be uninterrupted or error-free, or that information on it remains current.

To the fullest extent permitted by law, Berkshire and its officers, employees, and agents are not liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits or lost data, arising out of or in connection with your use of this site or reliance on information published on it.

You agree to defend and hold Berkshire and its officers, employees, and agents harmless from claims, losses, and expenses, including reasonable attorneys' fees, arising from your use of this site, your submission of information, or your violation of these terms.

These terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws rules. Unless applicable law requires otherwise, disputes arising from these terms or your use of this site will be resolved in the state and federal courts located in Broward County, Florida.

Questions about these terms can be sent to info@berkshirefs.com or call (800) 801-1019.

Berkshire Financial Services LLC1801 S Perimeter Rd Ste 165, Fort Lauderdale, FL 33309